Terms of use,
in plain English

The terms that apply when you use this website. Nothing here changes your rights under New Zealand law, or the duties we owe you as a licensed financial advice provider.

About this website

This website, www.octant.co.nz, is operated by Octant Financial Group Limited (FSP1013283), a Financial Advice Provider licensed by the Financial Markets Authority to provide financial advice services. By using this website you agree to these terms of use. If you do not agree with them, please do not use the website.

What on this site is, and isn't, financial advice

The content of this website is general information only. It does not take your particular financial situation or goals into account and is not financial advice. A recommendation is only made to you once we have completed our advice process with you personally and provided it in writing.

If you would like advice that considers your circumstances, get in touch and we will take you through it. Our advice services, how we are paid, and our duties to you are set out in our public disclosure.

Accuracy and currency of information

We take care to keep the information on this website accurate and current, but we do not warrant that it is complete, up to date, or free of errors. Product details, rates, fees, legislation and provider information change over time. Always confirm the current position with us, or with the relevant provider, before acting on anything you have read here.

Links to other websites

This website contains links to websites operated by third parties, including product providers and the dispute resolution scheme. Those sites are not under our control, and we are not responsible for their content, accuracy, or availability. A link does not mean we endorse a site or anything on it. Third-party sites will have their own terms and privacy policies, which we suggest you review.

Intellectual property

All content on this website, including text, images, video, the Octant name, emblem and logo, is owned by or licensed to Octant Financial Group Limited and is protected by copyright and trade mark law. You may view, download, and print content from this website for your own personal, non-commercial use. Republishing, redistributing, or scraping our content, or using it to train artificial intelligence models, is not permitted without our prior written consent.

Your use of this website

You agree not to misuse this website. That includes not attempting to gain unauthorised access to it or the systems behind it, not introducing malicious code, not using it to send spam, and not using any content from it in a way that is unlawful or misleading.

Privacy

Any personal information you provide through this website is handled in accordance with our privacy policy and the Privacy Act 2020.

Limitation of liability

To the maximum extent permitted by law, Octant Financial Group Limited excludes all liability for any loss or damage arising from your use of, or reliance on, the general information on this website. Nothing in these terms limits any rights you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986, or excludes the duties we owe you under the Financial Markets Conduct Act 2013 when we provide you with regulated financial advice.

We do not guarantee that this website will be available at all times or free of viruses or other harmful components, and we recommend you use your own up-to-date protective software.

Changes to these terms

We may update these terms from time to time by publishing a revised version on this page. The revised terms apply from the date they are published. If you continue to use the website after a change, you accept the revised terms.

Governing law

These terms are governed by the laws of New Zealand, and you submit to the exclusive jurisdiction of the New Zealand courts in relation to any dispute about this website or these terms.

Contact

Questions about these terms are welcome at thehub@octant.co.nz or 022 153 9047.